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The Absolute Numbers Of  Fatalities To Compare The Safety Of A Given Mode Over Time Can Be Misleading

The more people travel, the greater the risk they incur. Thus, using the absolute numbers of fatalities to compare the safety of a given mode over time (table 1) can be misleading, since any change in the fatality numbers might be explained by a change in the amount of transportation activity. A clearer picture can be derived from exposure rates. Exposure rates are calculated by dividing the absolute numbers of fatalities (or other adverse outcome) by an activity measure, such as number of trips, number of miles traveled, or number of hours of vehicle operation.

Figure 1 shows fatality rates for selected modes for a time period of two decades or more. It is clear that safety in most modes has improved over the last 25 years. However, for several of the modes, the greatest improvement in fatality rates tended to occur in the earlier years of the period.

The activity measures used as denominators are not the same for all modes. For highway travel, exposure to risk is approximately proportional to distance traveled, hence the use of vehicle-miles as the denominator. For aviation, the greatest proportion of crashes occurs during takeoff and landing; hence risk is approximately proportional to the number of operations (measured as departures). Data on departures are not available for general aviation for recent years, so hours flown is used instead. For some means of travel, there are no good measures of the risks entailed. For example, while over 4,900 pedestrians were struck by motor vehicles and died in 1999, exposure measures are lacking because good data are not available for the amount of time, distances, or other circumstances of pedestrian travel.

 


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Who pays for car accident injuries?

According to the Insurance Research Council, 63 percent of the injuries are paid by the automobile insurance company of the injured person. About 55 percent of the injuries are paid by the insurance company of the other person involved in the accident and 36 percent are contributed by health insurance companies. The remaining 39 percent are paid by government programs as well as worker’s compensation insurance.


 


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